Individual Retirement Accounts (IRAs)

It’s never too early to start planning your retirement, and we make it easy with with multiple options: A Traditional or Roth IRA as a savings account or a Certificate.

• No minimum deposit to open the account
• $50 minimum balance to earn dividends (rate is variable)
• Contributions may be tax deductible*
• Deposits grow tax-deferred until withdrawn
• Funded with post-tax income, so you don’t have to pay income taxes* on the funds in the future
• Most withdrawals before age 59 ½ result in IRS penalties